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Use this FREE list of State bankruptcy exemptions to see what items you can keep after filing your own bankruptcy.

If you decide to use your state exemptions, then you are limited to using only certain Federal Bankruptcy Exemptions. On the other hand, if you live in one of the states listed below you may use your state exemptions and also select from these Non-federal bankruptcy exemptions

Note: In order to view your state's exemptions, you'll need to save the exemption form for your state to your computer. (download instructions)

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
D C
Delaware
Florida
Georgia

Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Massachusetts
Maryland

Maine
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
North Dakota
Nebraska
New Hampshire

New Jersey
New Mexico
Nevada
New York
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina

South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming


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You may have several good options available to you besides bankruptcy.

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Find out if bankruptcy is right for you,
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Bankruptcy Exemption Forms - Download Instructions

Your download time will vary depending on your connection speed. Here's a quick reference chart:

Connection Speed

Download Time

Modem, 14.4

1 minutes, 30 seconds

Modem, 28.8

55 seconds

Modem, 56k

30 seconds

DSL

20 seconds

Cable

6 seconds

Please be sure to follow these directions exactly for trouble free downloading and viewing of your form. If you are new to computers we suggest that you print these instructions to make the step by step process as easy as possible.

Also keep in mind that these procedures are very standard and common. If you have not yet learned to perform this function, this experience will come in handy time & time again and now is as good a time as any to acquire this simple & basic computer "downloading" skill.

Important: All forms have been scanned with up-to-the-minute virus definition files.

Windows Instructions (Macintosh users click here)

Up Step One:

Right-click on the desired form link to open a drop down box. In this example I've right-clicked on the first state link "Alabama".

Next, Left-Click on "Save As" or "Save Target As", and a window similar to the one in step 2 below will appear on your screen.

Up Step Two:

After selecting Save As or "Save Target As" a screen similar to the screen shot below will pop up asking you to select a directory on your computer in which to download the file. It is a good idea to select the "Desktop" as the file is easily found.

Once you have selected a directory and taken note of the file name, click "Save" -- the download will automatically begin.

Up Step Three

Once the download is completed,

  1. "Minimize" your web browser and all other open programs until you see the desktop.

  2. There will now be an icon on your desktop that looks similar to this :

  3. To open and view the form either double click on it or open it using your Acrobat Reader. Get Acrobat Reader

Macintosh Instructions

Up Step One:

Click on the link labeled "Form B1 - Voluntary Petition." and hold the button down.

A menu will appear with a few different choices. Click on "Save As" or "Save Target As".

Up Step Two:

A "Save As..." screen will pop up asking you to select a folder on your computer in which to download the file. It is a good idea to select the "Desktop" as the file is easily found.

Once you have selected a directory and taken note of the file name, click "Save" -- the download will automatically begin.

Up Step Three:

Once the download is completed,

  1. "Minimize" your web browser and all other open programs until you see the desktop.

  2. There will now be an icon on your desktop that looks similar to this :

  3. To open and view the form either double click on it or open it using your Acrobat Reader. Get Acrobat Reader

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